The Paper Reality vs. The Digital Reality

Estate law was written for physical objects. "I leave my watch to my son." Simple.

But you can't "leave" a Steam library, an iTunes collection, or a Kindle library in the same way. You don't own them; you license them. And your lawyer likely doesn't know the difference between a hot wallet and cold storage.

If your will doesn't explicitly grant "digital executor" powers, your family might be legally barred from accessing your own cloud photos.

The "Terms of Service" Trap

Technically, when you die, your contract with Apple/Google/Meta ends. Their Terms of Service often say "No right of survivorship." This means they can legally delete your data the moment they find out you're dead.

You need a strategy that bypasses this bureaucratic nightmare. You need to pass on the credentials, not just the legal rights.